1)	How can I report a claim?
2)	How do I find an Insurance Reduction Course?
3)	Will I receive a discount if I have both my homeowners and auto insurance though the same company?
4)	How long does it take to receive a quote?
5)	Will I be able to speak to the same representative every time I contact your agency?
6)	Is earthquake and Flood covered under my homeowner's policy?
7)	Is my business covered under my homeowner's policy?
8)	Is my recreational vehicle covered off my property?
9)	If I raise my deductible will my premium go down?
10)	Do I need special coverage for my jewelry, furs, fine arts, antiques and computers?
11)	Does my homeowners policy cover waterback up in my basement if my sump pump fails?
12)	What is Renters Insurance?

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Q:	How can I report a claim?
A:	You can report a claim by clicking on "Report A Claim" on the left hand navigation.
Q:	How do I find an Insurance Reduction Course?
A:	For a NYS DMV approved listing of agencies that provide Accident Prevention Courses go to www.nysdmv.com/pirp.thm Accident Prevention Courses reduce violation points and offer discounts on your insurance premium.
Q:	Will I receive a discount if I have both my homeowners and auto insurance though the same company?
A:	Yes, companies will give you an account credit for placing your homeowners and auto policy together with them.
Q:	How long does it take to receive a quote?
A:	In order to give you an accurate quote, start to finish is about 1 hour.
Q:	Will I be able to speak to the same representative every time I contact your agency?
A:	Yes, you will speak to the same customer service representative. We follow an alphabet split, which allows you to always talk to the same person.
Q:	Is earthquake and Flood covered under my homeowner's policy?
A:	No, not without adding special policy or endorsements onto your current program.
Q:	Is my business covered under my homeowner's policy?
A:	No, there is no coverage for a business exposure on a standard homeowners policy.
Q:	Is my recreational vehicle covered off my property?
A:	No.
Q:	If I raise my deductible will my premium go down?
A:	Yes, please call for pricing.
Q:	Do I need special coverage for my jewelry, furs, fine arts, antiques and computers?
A:	Yes, please call for pricing.
Q:	Does my homeowners policy cover waterback up in my basement if my sump pump fails?
A:	You can purchase an additional endorsement to be added to a standard homeowners policy to cover waterbackup.
Q:	What is Renters Insurance?
A:	Renters Insurance covers your personal belongings if you rent your residence. They ARE NOT covered under your landlord's policy.